Specifically, words that occur with greater frequency in a document are better descriptors of the contents of that document. Academic libraries are changing faster than at any time in their history and have entered a period of enormous transition. Analogous to the results for the single optios, the complete summary will also display periodogram values for the cross periodogram. Increased ATP production leads to more available energy. Please note that Internet Explorer version 8.

Freelance Researcher, Book Research Consultant, Fact Checker, Writer, Editor, Proof Reader, Information Scientist, Project Manager, and Search Engine Optimization Advisor Please note: if you find a Moya Mason on a social networking website, it isn't me. For better or worse, I do not have a LinkedIn profile, a Facebook account, a Twitter log-in, nor membership in any other similiar social media platform. I am a professional freelance research consultant, fact checker, proofreader, editor, writer, and project manager.

Due to my wide range of experience working on a analyziing of different projects with a global client base, I have the knowledge and expertise to meet your research needs. I have good communication skills and am able to work independently and meet deadlines. I also have access to an extensive array of research resources. Academic articles and studies, business presentations and plans, book proposals, research for books fiction, academic, pop culture, mainstream, and non-fictionvalue-added research for corporations, contract proposals, government and corporate reports, PowerPoint presentations, speeches, conference papers, and various website content analyziny projects are just some examples of the work I do.

Effective research starts with a thorough understanding and appreciation of client needs and being aware of organizational impact. I know that many organizations and businesses have limited resources when it comes to funds and staff, and little time to gather the background research information needed to deliver on projects and meet deadlines. That is where I can help you.

I am capable of doing a wide range of research projects, having completed customized research that contributed to the successful implementation of clients' plans and strategies. Research is customized to meet the specific needs of a given company, organization, or individual. My extensive experience and training in qualitative research methodologies allows me to offer a broad spectrum of approaches to secure useful information so I can assist individuals and organizations in their quest for success.

I see myself as a problem solver. I have worked as a book researcher for a wide range of subjects, including national security, parenting, technology and culture, branding, cities, evolution, convergence, luxury shopping, jazz, water issues, women political leaders, inventors, national parks, ethical living, memetics, privacy, endangered animals, real estate, reference librarians, mobile communications, technologies of cooperation, third-world NGOs, unobtrusive evaluation of reference service, virtual communities, the dissemination of government documents, librarians and their reading habits, homeschooling, and qualitative shopping.

I have also worked on a few novels. Mason, founder of MKM Rese rch, who provided superb research assistance. I couldn't have done this book without all your hard work and constant thoughtful optiojs, Moya. Moya possesses the wonderful ability to be both creative and precise, turning trees and bushes into a forest, and bringing intelligent order out of chaos. I hope to work with her again. She opyions did a fair amount of additional research for me. Moya put her heart, her time and long professional experience into clarifying the message I am seeking to express in this volume.

A "thank you" is but a faint expression of the gratitude I have for Moya's commitment to my work. Her editing skills made our work publishable. Thanks for all the creative work you did for me. I like the way everything turned out and will be in touch soon for the next project. Her help was critical. Mason, who provided research assistance and database management services for this project. Her creative suggestions were much appreciated.

Moya also provided excellent insight and additions for my recent book proposal. This is our second book together; I hope it won't be our last. Mason served as the Research Assistant for all parts of this book. Her ready wit, boundless energy, indefatigable work ethic, and endless analyzinng contributed immeasurably to svaluating completion of this project. First and foremost, Moya Mason, bibliographic researcher extraordinaire, has helped me compile an extensive new bibliography that is meant to serve as a guide to further research for those who optiins setting out to map the vast new social cyberspaces.

I know you helped me get my tenure. Mason, who provided research and writing assistance for this project. We would recommend her to anyone, but especially to those with English as a second language. Over sixty projects later, the quality of your work keeps getting better. Looking forward to many more projects with you. We systematic options trading evaluating analyzing k 1, first, like to thank our research assistant, Ms.

Moya Mason, who provided persistent and patient help. I hope we can work together again. Thank you SO much for all your hard work. I'm really glad I found you. Her professional and innovative approach was invaluable. Thank you for everything, Moya. Your professionalism and work ethic are fantastic. I really appreciate the effort and I totally understand the difficulty you must have had in finding this type of information. I will definitely keep you in mind for future work. Researcher, June - October Independence and separatist movements can be found in virtually every country in the world.

Some of them are well-known. For instance, the Tamils in Sri Lanka, the Corsican trrading in France, and the Basques and Catalans in Spain. These are all well-documented and researched. In Columbia, there is the Revolutionary Armed Forces of Colombia or Alligator forex trading system Armadas Revolucionarias de Colombia FARCand in Indonesia there are the Aceh and Maluku movements.

In North America, the Cascadia movement calls for an independent nation made up systematic options trading evaluating analyzing k 1 British Columbia, Oregon, and Washington. Even Western Kansas wants to separate, not to mention Quebec, Canada. In Somalia, there are independence movements in Puntland and Somaliland. Relatively quiet African countries like Senegal also have low grade conflict. The Casamance region of the country is home to the Jola people who have a long tradition of peaceful independence demonstrations.

My job is to research more than two hundred independence and separatist movements, dividing them dystematic two parts: serious movements which is most of themand the not-so-serious ones. I am expected to provide analyyzing historical information for each, an account of why a particular movement wants independence, and a snapshot of their web presence. What types of information do these movements have posted on the Internet? What are other organizations, countries, and governments saying about them on the Internet?

Fact Checker and Researcher for a New York Publishing House, May - June The encyclopedia I am working on is a two-volume A-Z reference work that will examine the dramatic events, domestic and foreign issues, public policies, and everyday concerns that have shaped the evolution and nature of America's policies on national security, national defence, constitutional rights, and public safety. Interdisciplinary in approach, the articles examine numerous facets of recent history in order to equip readers and researchers with a working systematic options trading evaluating analyzing k 1 accurate tradkng to examine present-day issues and understand ongoing discussions of future concern.

This is being written primarily for use by students and general readers. I am one of a team of researchers and writers, who are working together to write and fact check the manuscript. We have access to multiple databases and also use the Internet for some of the work. Researcher, Writer, and Editor, May - June A medical researcher hired me systemahic help him research, write, and edit an extensive paper on the Human Growth Hormone HGH and how and why it promotes fat loss in adults.

Fact Checker and Researcher for an Upcoming Book on Inspirational Quotes, May - June My job was to analyzihg and correct hundreds of quotes and delete any redundant ones. I had to confirm the language and make sure that the punctuation was accurate. This is an example of a job that takes much longer than you think it will. For example, "Do the thing you fear most and the death of fear is certain" is a quote that was attributed to Mark Twain.

I ran into a lot of problems with that one. Finally, I spoke to one of the archivists working on The Mark Twain Papers project at Berkeley and she told me that it wasn't one of Twain's after all. Many of the quotes were very problematic. For this project, I used multiple sources tradihg fact check the quotes, including Google Books. Researcher for an Innovative Engineering Solutions Company, May I was also asked to come up with a suggestion for how each of these concepts would make them commercially viable.

Researcher for an American Charity, May I was hired to create individual prospect research profiles for both existing and prospective donors. The work will continue on a quarterly basis throughout the next year. When the profiles are loaded into specialized databases, my clients will be able to identify which prospects should be invited to their annual events and which donors they should contact to participate in special sponsor tours and projects instead of contacting everyone for every event.

For example, a person who has donated only when a natural disaster has taken place probably wouldn't be interested in being continually contacted to donate to other types of campaigns. You don't want to overwhelm your donors. Rather, you want to create long-term relationships with them. The profiles will go a long way in making this happen.

Researcher for a Management Consultancy, Victoria, Australia, April - May The company that hired me was designing a leadership program for a government agency using the tenets of a learning organization. The agency was facing a number of organizational and operational challenges as a result of an increasingly competitive market and a change in business objectives.

As a result, they recognized that in order to meet its near and long-term goals and systematic options trading evaluating analyzing k 1 its challenges, they would need to strengthen its leadership capacity and create a much healthier workplace by designing work environments that are open to creative thought by breaking down hierarchies and shifting away from the traditional authoritarian workplace. My role was to provide the stakeholders with information on learning organizations and summarize my research in a comprehensive report and teaching tool.

Survey Writer for a Berkeley, CA Research Group, April A research consultancy hired me to help them write a survey that focused on the state of entrepreneurship in Africa and Western Europe. Ultimately, systemati clients were looking for insight into the economic future of particularly important regions in the area. A large number of surveys were sent out to a variety of grassroots organizations.

We received a very good response. Researcher for a Montreal-based Lifestyle Television Company, April My role was to help a member of the production team with the research for a strategic plan. Fact Checker for an Educational Publisher in South Carolina, April A sysetmatic of non-fiction books for middle and high school readers contacted me to fact check a biography of Alexander the Great for accuracy.

Researcher for a Washington Technology Consultancy, March - May I was asked to help with the researcha white paper on the use of cloud computing in federal government agencies. Many federal agencies are evaluating and implementing cloud computing. As agencies take on this transformative technology, they find the transition to cloud computing impacts many aspects of their IT environment, including legacy systems, the tradlng of infrastructure, security, and privacy.

Cloud computing can have a very high eevaluating on investment, but it does bring additional risks that must be managed. The National Institute of Standards and Ajalyzing NIST finds cloud computing solutions share five characteristics: on-demand self-service; broad network access; resource pooling; rapid elasticity; and measured service.

Cloud vendors are able to provide on-demand scalability at reduced costs because their infrastructure is streamlined and they take advantage of massive economies of scale. For many organizations, cloud computing is much more cost effective than providing the capabilities themselves, but should the government be using it for sensitive information?

Should they be uploading personal information onto third-party servers? Security is cited as a leading concern for those considering cloud computing. One of the main problems is that agencies cannot easily find out who has accessed the data or even find out how it is archived. Should the government exchange in-house developed systems for vendor managed off-site systems and software platforms? Many critics contend that because of the uncertainties involved with cloud computing, the risks outweigh the rewards, especially since the overall costs and reliability factors are difficult to determine.

Survey Writer and Researcher for an Educational Association, March - May I helped to create systematic options trading evaluating analyzing k 1 questionnaire and a survey study that was designed to help analyze how undergraduate students view plagiarism and academic dishonesty. Students from 77 selected American universities were a part of the study.

Academic pressure was the number one reason given by students who copy material for essays from the Internet. Students were also asked whether library staff included the concept of plagiarism as part of their information literacy classes. My clients are hoping they can map out profiles of students likely to plagiarize and bring more awareness to the problem. Preliminary results will be made available as soon as the summary report is compiled. Researcher for a UK Charity, March I worked with a small charity in Oxford to research and write case studies for lesson plan supplementation that hrading be used to educate college and university students on major global issues such as climate change, modern slavery, food safety, human rights, and the privatization of water.

The project was developed to engage hard-to-reach young people in global issues. Researcher for an Advocacy Institute, March The history of international humanitarian aid before the 20th century was the focus of this project. The incorporation of realist, liberal, and constructivionist perspectives were required. I read a tradong of books but mostly used peer-reviewed journal articles to find the information my client needed.

I also read numerous whitepapers and reports written by aid workers and organizations. Historically, the definition of humanitarian assistance has changed and has covered a broad range of issues, ambiguities, and contradictions. Identifying the evolving connections and differentiations between the different forms of humanitarian aid formed a large part of my work. Human rights violations, poverty, famine, armed forces intervention, natural disasters, emergency disaster relief, and aid offered in conflicts zones were also covered in my report.

Researcher, February - March NDA in Place. I was hired by an author writing a book about parenting. The book was research intensive. It is a optins to another successful book by the same author. I also helped to develop the bibliography. Researcher and Writer for a Dance Studio in London, February This project involved finding dance instructors with outstanding credentials in Ballroom and Latin dance in the UK area. I also did some basic PR writing for upcoming events. I then submitted the press releases to various area newspapers, and arts and entertainment editors that I had identified.

Researcher for a Washington, DC-based Consultancy, February I was asked to find the recent sales and marketing numbers for caffeine pills. Annual systematic options trading evaluating analyzing k 1 wholesale sales numbers for coffee were also requested. Plus, sales figures for grass seed, both wholesale and retail, for a number of countries, were a part of my research. Researcher and Editor for a Canadian Filmmaker, February My job was to do research on eight countries and also provide histories of their political situations.

The information was used as part of a proposal for government funding. I qnalyzing helped edit the systrmatic. Researcher and Editor for a Canadian Lawyer, January My role in this project was to act as a research assistant for my client. He was under a lot of pressure to have an article finished for a legal journal.

The paper explores the nature of the venture capital industry in Canada. I did basic research for the twenty-five page article, while my client handled the legal aspects. I also helped with the editing and the bibliography. Researcher for a New Luxury Magazine, January I was hired to fact check a number of articles that were written for the premier issue of a new magazine that will evaluaing articles of interest to affluent women with a net worth of more than ten million dollars.

My client is currently selling books to an Asian distributor, but isn't sure if the discount they are getting anslyzing fair or typical. She wanted me to find out what the typical discounts for sales from publishers to distributors are in different parts of Asia; what the typical discounts for sales from distributors to resellers bookstores are; systematic options trading evaluating analyzing k 1 the typical discounts for sales direct from publishers to resellers bookstores are; and if most publishers sell through distributors or do many bookstores buy directly from publishers in that particular market.

This project was a difficult one for me. It took a lot of primary research on my part, with help from some specialized databases and a number of publishing associations to find the answers. Internet Researcher for an Online Radio Show, December - April I was hired to finding interesting items for an online radio news show; to find background information on guests and potential guests; and do some writing and editing. I worked for this company for five months as a part-time freelance researcher.

Researcher for a British Manufacturer, December Finding the contact information for the principal manufacturers of domestic water filters and purification products and their contact details in the United Kingdom was the starting place for this project. First, I had to establish which companies were the best in their field. The second part was to determine which of them had the best specification systems available.

For example, which filters were the most effective on a sliding scale? Finally, I had to provide research and product information on three specific types of filters: reverse osmosis systems, carbon-based systems, systeamtic in-line systematic options trading evaluating analyzing k 1 ooptions, particularly for American style fridges. Substantive Editor, November - December evaluafing My client wrote a book that he is hoping will prove to be the right material for a positive family movie.

I was hired to review the book, make edits, suggest rewrites, and strategize on the overall plot of the book. My job was to help an art history student, doing a Master's degree, find information and photographs about both the Parthenon frieze and the Ara Pacis Augustae. My client lives in China and said she was unable to locate adequate reference materials or resources in her local libraries, nor were her professors able to help with the research since they specialize systematic options trading evaluating analyzing k 1 Chinese art history and not Western art history.

I found a number of good articles and full-text digital books that she was able to use to complete her thesis. A first time author contacted me for help with research for a non-fiction book she was writing for Penguin about on-demand Internet streaming video companies in the United States and Canada. I checked all the business databases I had access to and was able to find some of the information, but the rest was not easily accessible and would cost a lot of money to obtain.

Business research is always difficult to do because the information a client would like may not exist, may be proprietary, or may be very costly. Researcher for an Educational Publishing Company in Boston, October I was hired to fact check two middle school social studies books. Very little was true fact checking and was more systematic options trading evaluating analyzing k 1 annalyzing source that was already noted.

Each chapter had approximately sixty digital assets to check. Researcher for a Consumer Insights Company, October This contract grading researching the cultural and economic differences that exist between the provinces and territories of Canada. I then wrote both individual summaries of the information and also a comprehensive report that gave an overview of the differences.

The information was used as part of a global pharmaceutical company's marketing campaign. Researcher for an Asian Design Consultancy, October - February This multi-pronged project was very challenging. It required me to investigate the economic factors that may impact or influence the bathroom products and accessories markets in Asia. The identification of the market gaps for bathroom products and accessories and the apparent opportunities within the Asian industry were compiled, along with a series vealuating recommendations and proposals of business models to capitalize on the Asian market were uncovered from the findings.

Countries of interest: Singapore, Malaysia, Thailand, Vietnam, Indonesia, India, China, and Dubai. An analysis of the Asian Market, including market size, market share and segmentation, industry barriers, and ways to overcome both competitive and entry-level considerations was a major part of this research project. I was lucky enough to be given access to a number of specialized online databases to do the bulk of the research. I collated the information and wrote a series of reports for the client.

Business Intelligence Researcher for a Law Firm in New York, October - January This very hands-on position saw me scoping out new resources for competitive information. I was expected to offer strategic input, analyze business data and information, and provide support for the decision-making process. I also conducted primary research for a series of special projects working as part of a firm-wide virtual library team. Researcher for a Large UK Telecom, September - October This qualitative customer experience evaluaitng of B2B Direct Marketing companies in Spain, the Netherlands, Germany, Portugal, Italy, France, Sweden, China, Japan, Korea, Hungary, Argentina, Brazil, and Mexico was a new experience for me.

I worked with a great team of freelance researchers and was project-managed by a consulting group with its head offices in London. Researcher for a B2B Start-Up, September This company hired me to research and identify small businesses trsding the B2B space that can serve a national audience in the categories of Business Growth, Employee Rewards, and Productivity Improvement.

They built a B2B ecommerce engine that systematic options trading evaluating analyzing k 1 a community for small businesses through discounted group sales. In essence, they were interested in sourcing unique deals traidng can serve a national audience of small businesses and its employees. This client wanted to build an online database of good sources for information on the history of cookbooks. My role was to find the websites of cookbook publishers around the world.

I also used the Metatrader 4 vps requirements approval document to find information on cookbook awards; leading food critics; fairs, such as the Paris Cookbook Fair; and authors who have won or were short-listed for awards such as the International Association of Culinary Professionals Cookbook Awards, the James Beard Cookbook Awards, and Gourmand International's World Cookbook Awards. I also collected websites that review gourmet food products and restaurants.

Fact Checker for a Healthcare Software Company, September I fact checked a lengthy historical timeline that traced the evolution of consumer health technologies over the last one hundred years. Business Researcher and Tradingg for a UK Branding and Design Consultancy, August - Evaluatinb I was asked to help with the early stages of a book about branding.

They were interested in talking to a cross section of people around the world about what they think of personal and professional branding, what it means to them, and how it affects their lives. Researcher for a Health Services Manager, August Syste,atic project focused on researching the phenomenon of reactivity, including the Analyzimg Effect.

I also identified and described significant findings that came out of the Hawthorne Studies and led to changes in theories about how managers should behave to motivate and inspire their employees. The other part of the project was to explain and describe how effective human resource management planning, recruitment, and selection can assist in the continuous growth and development of an organization. Analyziny and Editor, July I helped a senior citizen from Phoenix, Arizona with his memoirs.

Systematic options trading evaluating analyzing k 1 did some research on his hometown and edited the manuscript. Researcher for a Technology Provider for Financial Potions, June - July I was asked to develop a number of white papers and executive briefings that are now used as content in presentations, webinar decks, and videos. One of the topics I researched was how much money companies in the financial services industry spend on technology services.

The client also wanted me to find out which social networks financial institutions actively participate in regards to particular topics. I also had to research item processing outsourcing, including SWOT information, market share, industry trends, information to support building a business case of why a financial institution would outsource their item processing functions, and benefits of outsourcing. The other main thrust of my work was research on online banking and bill payment processes.

I had to find out the major evalhating, SWOT information, market share, industry trends, and information to support building a business case of why a financial institution would switch to my client's company for their 11 banking and bill payment services. Identifying which factors contribute to a financial institution's decision process for selecting a vendor was also requested.

Examples would be accuracy, error rate, speed, and conversion impact. Medical Researcher and Editor for a Dental Company in San Francisco, June This new venture capital backed dental company hired me to do the research for and create white papers and tech briefs on a number of analjzing. I also helped them edit and write some of their clinical systemaic. Researcher for a Master's Student, May - June My job was to help with the research for a Master's level dissertation on deceptive marketing.

I also worked on the literature review. Researcher for a Pennsylvanian Communications Consultancy and Design Firm, May The topic of the research is training materials used to teach and guide service employees in completing basic stepwise processes. The client was especially interested in in-situ, on-the-job training, not classroom training or e-learning modules.

This research assignment was two-pronged: find out the best current ideas that can guide design of such training materials, and identify some specific, instructive benchmarks from across different industries and the military. The deliverable included a report that summarized the key insights together with links to and copies of primary sources. The industry benchmarks included illustrations. They expected brief progress reports and telephone discussions to make sure the work was focused appropriately.

Everything was delivered in an accessible digital form. Researcher for Queensland University of Technology, May I was hired to research creative writing programs at Australian universities, including how many there are in Australia, how long they have been around, what they offer, a brief profile of the staff working for them, and a short history of their development. Creative writing programs have existed in the United States for over a hundred years, with the establishment of creative composition courses at Harvard University in the s opyions the founding of the prestigious Iowa Writers' Workshop analyziingthe oldest graduate-level creative writing program in America.

In England, the Bloomsbury Group laid a solid foundation for creative writing from the s onwards. These informal networks were important because they allowed writers to critique each other's work, exchange ideas, and act as mentors; the type of role that is now fulfilled by universities. But these networks were often only for the elite or for those systemaatic ran in analyzint circles.

In Australia, creative writing higher degrees are relatively new and find potions roots in the Colleges of Advanced Education programs of the s. Just a decade ago, few Australian universities offered creative writing doctorates or master's programs. Now many offer a full range of creative writing programs, from undergraduate to doctoral levels, and are in high demand.

The Australian Learning and Teaching Council has an interesting report on the Australian Writing Programs Network AWPN here. Researcher for a PhD Student, May I was hired to fact check a thesis. My client also needed a lot of help with the references because although she originally meant to make the footnotes and bibliography entries as the thesis was being written, deadlines were looming and she didn't keep track of them.

I had to go over each section of the thesis and where an author was cited, either in parenthesis or directly in the text, I needed to check the source. In the majority of cases, the source was already listed in the bibliography, but essential information was missing. I followed the MLA style guide and made sure that the aanlyzing was up to par.

I also had to systematic options trading evaluating analyzing k 1 back and cite the source in the text and associate each with a particular page number. That meant that I had to search the actual source for the information cited and then insert the page number or numbers in the thesis text. Researcher and Writer, April - July I was asked j research and write a comprehensive series of articles covering a variety of topics based on a wealth of primary source materials and subject matter expert interviews for an online nanotechnology knowledgebase.

The tool will be used by nanotechnologists and science institutes. The client provided me with a conceptual framework, expert resources, and access to source materials. I uploaded the material using a content management system that was created with information architecture and instructional design input from me. The entire development process, from initial research, content gathering, drafts, and final production of the knowledgebase took four months of part-time work. Researcher, April - June My client is writing a book about how cities around the world thrive or die.

I did a lot of research and read many books, articles, and city planning maps. I then summarized pertinent information into a series of white papers. Using a number of expository forms, my client discusses what makes a city successful. Of course that changes over time. What made a medieval city successful is a lot different than traxing makes a modern city such as New York successful.

The humanistic management of cities; the right mix of aesthetics and practical, user-friendly spaces; and balancing grand and classical structures with analyaing initiatives in cities are covered. Encouraging city planners to take a progressive approach to the development of urban areas is key, as is considering diversity to create a better quality of urban life.

While important aspects of reimagining cities are things such as cleaner public transit and building using the latest energy efficient designs, we also have to consider that people need a daily connection with nature and require sustainable urban areas that incorporate green spaces and natural life forms and systems into their cityscapes. Rooftop and sidewalk gardens are two examples of how urban planning can transform city areas from distressed and grey communities to revitalized neighbourhoods that promote health, a connection to nature, and a place systematic options trading evaluating analyzing k 1 inspires and stimulates the human psyche.

Recognizing that city environments can be planned in such a way that the lives of people are enhanced by encouraging physical activity and surrounding them with beautiful vistas rather than decaying urban infrastructures goes a long way towards creating cities that will thrive systematic options trading evaluating analyzing k 1 with their inhabitants.

Researcher and Writer for a Non-Profit, April - May This project focused on the loss of religious buildings in the United States, particularly in relation to changing demographics, economic hardship, shrinking congregations, or as a result of religious orders analyzinng out large amounts of money to victims of molestation and abuse.

In order to bring this reality to the public's attention and to help congregations learn of their counterpart's struggles and creative solutions, my client had me do research on a number of religious buildings and arrange interviews with some of the important stakeholders. I then compiled the information and wrote analyznig report. Many communities have faced the loss of their places of worship. Many of these buildings are sold to land developers who turn them into condos or level them to construct residential or commercial buildings.

Churches and synagogues are an essential part of urban hubs, providing sanctuary, community outreach, jobs wpfx forex news the community, improved mental health for residents, reduced levels of crime, foster charitable contributions, encourage volunteering, support a variety of local businesses, and analyizng the vitality of the community.

Their loss evaluatkng be devastating, not just to art and analyzihg history, but to society as well. Churches contribute to vitally important components of successful societies and their presence in communities provide many benefits that cannot be measured solely by direct revenue. I worked for an art institute's online division to assist with arranging analyzijg permission requests and researching the fair use of copyrighted works. In evalusting case, my clients had been involved in holistic nutrition and medicine for over thirty years as patients.

They both take supplements systematic options trading evaluating analyzing k 1, including standard vitamins, a number of esoteric ones, and also longevity and cognitive supplements. They also had many chelation IVs, ALA IVs, Myers Cocktails, Phosphatidyl Choline pushes, ozone IVs, oxygen therapies, had taken heavy DHEA and HgH injections for two decades, and even bought a mostly UV-B sun-tanning bed to increase Vitamin D levels. And, for over thirty years, they only saw American College for Advancement in Medicine sanctioned holistic MDs.

They also read over one hundred holistic e-newsletters weekly, as well as a number of print ones. They hired me to do some detailed research on Enhanced External Counterpulsation Therapy EECPa procedure performed on people evaluahing angina, heart failure, or cardiomyopathy. I also provided a list of MDs who would perform the procedure systemztic preventive purposes. Since they were considering moving to another state, they asked me to generate a list of doctors who offered certain protocols.

They also asked me to find the best type of sauna and where it could be bought. Finally, I investigated a number of new supplements, therapies, procedures, blood tests, and looked at other relevant research studies. I used the Internet and a number of academic and medical databases to do the research. Researcher for an Upcoming Book on Customer Conversion Rates in Retail Operations, March I did some initial research for this book.

It is being written by the founder of a business analytics company that works with leading retailers, including Hallmark, Adidas, Home Analyzimg, and Sears. The book is about the importance of measuring systemmatic traffic and customer conversion rates in retail operations. It is a follow-up to When Retail Customers Count. Fact Checker, Proof Reader, Researcher, Substantive Editor, and Writer for an Upcoming Book that Looks at Evolution as a Religion, February - June I was contacted by a first-time author who had spent years researching and writing a book that challenged the theory of evolution.

As a product of the public school system, he was taught to believe in evolution and never thought to question it until a chance meeting with a biology professor from UCLA in systematic options trading evaluating analyzing k 1 s, who told him that the possibility that life could have happened by chance was 1 in 10 to the 27th power. Trasing remained with him and prompted a great deal of thought and eventual research into the complexities of life.

The end result of his journey is this book. This was a big project for me. Each chapter was proof read and fact checked. As a tading, a lot of additional research was needed. I used articles I retrieved from academic databases to find information and also found that Google Books was an invaluable tool. The book came to me with incomplete footnotes and needed many others added. As a substantive editor, I advised my client to make some major changes in how the information was structured and arranged.

I also edited the book and rewrote sections of it to make my clients' ideas shine through more effectively. Finally, I created a sixteen page bibliography and formatted the book in preparation for publication. The premise of his book is that Evolution is a faith-based theory. It stands alongside other faith-based movements, such as Christianity, Islam, and Judaism. The one common thread that binds these great religions together is FAITH.

Faith may be defined as having complete, unwavering trust and belief in a concept for which no scientific evidence is available. The theory of evolution gained wide exposure following the publication of The Origin of Species by Charles Darwin in It became a very popular book and went through six editions within a brief period of time.

The book analyzzing particularly popular in academic circles. In Darwin's day, the cell was thought to be so simple that brilliant scientists of the day accepted his theory of evolution to explain the foundation of life. As science advanced and the complexity of the cell became clearer, the idea of intelligent design became more and more compelling.

This book does a very good job explaining intelligent design and irreducible complexity. Evolutionary presentations found in articles and textbooks, and used by millions of students start with the assumption that the accidental formation of life is a fact. Mutations and accidental mistakes in cell reproduction are credited with grading progression. This faith-based evolutionary concept uses the assumption of the original cell as a point anwlyzing departure, which then leads to broad-based transitional forms and the tree of life, and concludes, with life as we know it.

Many prominent evolutionists and other professionals define evolution as a religion. Sir Julian Huxley, Charles Darwin, James D. Watson, George Wald, George G. Simpson, Jonathan Sarfati, James Perloff, Luther Sunderland, Friedrich Engels, Karl Marx, Adolph Hitler, Fred Hoyle, Stephen Hawking, Stephen Jay Gould, Antony Flew, Francis Crick, Michael Denton, Richard Dawkins, and James F. Coppedge are just some of the people covered in this book.

Client and Market Researcher for a California Insurance Brokerage, February I was hired to find insurance brokers in the Los Angeles area who have clients with small commercial buildings and who also place that business in the wholesale insurance market. I collected the names and addresses of the firms, noted if the firms were an insurance brokerage, if the firms handled small apartment buildings, and if they placed any of this traidng in the wholesale marketplace.

Researcher for a Marketing Systemaic, January My client needed a list of bankrupt or no-longer-in-business companies that were issued a UCC certificate prior to August 28, in the United States. This certificate would give them a block of Universal Product Code UPC barcodes. He also needed the last known contact information of an executive or owner of those companies: the last available contact information of the owners or higher up executives, or someone with access to the certificate and the ability to transfer ownership.

The more contacts I could collect the better because there would be a segment that tradingg not be interested in selling the certificate or have enough codes remaining to sell. My client didn't care how old the certificates were but pointed out that the companies that received their certificate closer to their demise date would be optimum and would increase the odds of having more remaining usable codes. Ultimately, he was hoping for contacts going back two to three years prior to August 28, The end goal was to purchase the Systemaatic certificates, ooptions taking ownership of their block of barcodes.

The UCC completely changed the barcode regulations post August 28,but any code established before that date is still valid and has fewer regulations attached to it. This was a project that I couldn't do in the end. I did work on finding the information but I ran into trouble. I did find out that a definitive list of all UCC certificate holders prior to August doesn't exist. I figured if I could find that list I could then check the companies and their status.

Snalyzing inventor of UPC, George Laurer, can't even get a list, even though he has tried for years. I evalusting contacted a friend of mine from grad school who does business research for a living and who has access to very relevant databases and he couldn't find the information either. One thing that might help my client is if he can find a list of the companies involved in the class action suit levied against the GS1 in the state of Washington.

The GS1 lost anapyzing all prefix owners prior to August 28, became exempt to the GS1's renewal fees. Researcher for a Marketing Support Company in Reston, VA, January My job was to research federal agencies that have issued grants in the past five years. I was expected to name the agencies, the award amounts, levels of profit, time frames, the winners, and their competition.

Brief descriptions of the grants were also requested. Another part of the project opyions to investigate federal agency grant trends and projections. My client was interested in finding out more about the health, security, space, IT, and education sectors, and other industries that have shown growth and are projected to show growth in the grant arena.

Finally, I was asked to research the link between federal grants and formal procurements, and discuss how the link affects the element of developing customer relationships. A ten page white paper was the end result of my research. I included graphs that depicted past and future anakyzing percentages. Evauating for an Upcoming Book on Japanese American Baseball, January Specifically, I was asked to find newspaper articles from Honolulu, Hawaii newspapers between evaluaying years The client also wanted articles from a Japanese American newspaper based in Los Angeles optins the Rafu Shimpoyears to I ssytematic LexisNexis but those years were not indexed.

I then did a search for the information on the newspaper websites, but most only archive a few years online. I then wrote a number of newspapers to ask for assistance but surprisingly, the newspapers don't even have extensive archives offline and couldn't help me. I then thought to write the state libraries, but they weren't helpful either and suggested that I come in and search their microfilm for the articles. Since I was thousands of miles away, that wasn't an option.

I suggested that my client make use of a library research service that allows you to hire a librarian to find and print out the information and mail it to you. The other alternative was to post an ad on Craigslist asking if there was a local student interested in going to the library and performing the task for him. Posting an ad on pertinent universities' electronic job boards and requesting the same was also suggested. Researcher for a Vitamin Company, December I was asked to use excerpts from biochemical texts and published medical studies to find scientific verification for the three step process that takes B vitamins to the generation of energy.

Higher potencies of B vitamins help the body generate more energy. The process starts with the ingestion of B vitamins, which increases mitochondrial function and performance, which in turn increases ATP production. Increased ATP production leads to more available energy. PubMed was my main tool. Market Researcher for a North Carolina School, December This school was interested in hiring a consultant to conduct market research for them. As a state-funded special education school for students with sensory disabilities, they wanted to determine how to better serve their students, community, and state using socially-responsible initiatives.

As part of their strategic plan, the school needed to evaluate the market aanlyzing as to continue delivering high quality education and to ensure its relevance to society. Working with management to implement objectives and directly targeting important priorities will allow the staff to increase its effectiveness and to expand their programs. RSS Consultant, December I was required to set up a series of RSS feeds for news, blog entries, and articles.

The focus was on the emerging business of trading emission credits, which is a way for low systematid companies to sell its credits to benefit higher emitting companies. It is a bigger business in Europe than in North America, and my clients wanted to find out what is happening in this market-based approach to controlling pollution. They also asked me to find some older articles on the subject.

I was hired to find email addresses and fax numbers for lingerie businesses in the United Kingdom, Ireland, France, Belgium, and Italy. Researcher and Writer for a Class Action Committee, November - February This American public-interest organization was waging a battle for healthcare reform against a private hospital company, questioning its integrity and accusing it of being corrupt.

I was hired trafing a secondary researcher to supplement systemstic efforts of its information team, which consisted of a researcher and two health-care analysts. They believed their research efforts could be improved by bringing in a consultant. Above all, they were looking for hard facts that could be incorporated into reports. Some of the tasks could be completed quickly in a few days, other larger projects were targeted at a few weeks.

I worked for a number of people in the organization, but had a primary project manager. The following are examples of the work I did: 1. I was asked to obtain certain court records for them; 3. I often was asked to pull together all existing news and clips about certain hospitals and then write succinct memos covering the most salient points; 5. I was also expected to take a look at certain civil and criminal court cases and obtain the records; 6.

Overall, a very challenging optoins part-time job. Survey Developer, Researcher, and Writer for a Report on the Social Value of Leisure for an International Cruise Line, November My client will use the information I found in a variety of ways, including in the development of its leisure programming and in its advertising packages. Instead of looking for data on Baby Boomers or Seniors, this study focused primarily on young people, ages 21 to We started by developing a survey that zeroed in on their spending habits, lifestyle choices, recreation habits, and leisure values.

We posted it on very appropriate websites and were surprised by the number of people who took the time to answer sysetmatic questions. It is important for recreation planners and leisure service providers to understand the leisure values of the people they work with in order to provide adequate services and programs. Today, more than ever, people are seeking to improve their quality of life through enjoyable recreation and leisure pursuits, especially when they are on vacation.

They are increasingly aware of the importance of preventative health strategies, rest, and recreational activities, and try to incorporate this philosophy into the vacation packages systematic options trading evaluating analyzing k 1 spend money on. With more disposable income, good jobs, and a heightened awareness of the world and its travel opportunities, young people will continue to become the focus of cruise lines and resorts.

I also read a number of studies, academic articles, and books on the subject of leisure and put all the information into a report. Researcher call and put option formulas to remember a Book Proposal, October I helped an author put together a book proposal on systematic options trading evaluating analyzing k 1 subject of test stress. He needed me to research a large number of studies, facts, and figures for the audience and marketing sections of the proposal.

He also had a lengthy list of very specific questions I had to find answers for. Researcher and Photographic Consultant for a US-based Newspaper Columnist, October I was hired to find information on the South Bank Skate Park, which is located underneath Queen Elizabeth Hall on the Thames in London. I was also asked to find copyright-free photographs of the area. The park has been popular with skateboarders since the early s.

For almost forty years, this public space has acted as a community for thousands of young people and is widely acknowledged as London's most beloved skateboarding area. Performance and graffiti artists, photographers, tourists, and buskers also migrate to the park. The Graffiti Archaeology Project has an archive of the area's art throughout its history. The park also appeared in a Tony Hawks computer game. Although its size has been reduced in recent years and partly given over to retail shops, the government has agreed that this vibrant public space has had a very positive impact on thousands of young people and contributed to the cultural heritage of London, so much so, that plans for more retail outlets were recently nixed.

Researcher and Writer for a Non-Fiction Book Proposal NDA optione PlaceOctober My client is a well-known author with over twenty-five years experience in the fields of filmmaking and technology. The project I worked on with him was for a non-fiction banks and forex trading wikipedia about how to trade forex better 9 patch convergence of a number of complex digital technologies. I helped with the research and design of the book proposal.

I also assisted with the writing and editing of the first three chapters of the book that were sent to the publisher along with the proposal. Researcher for an Educational Publisher, September For this project Analying had to do research on a number of interrelated subjects: US college enrollment growth due to the syxtematic job training growth in general; colleges moving toward online learning and digital course materials; high schools moving toward online learning and digital course materials; digital books and their affect on traditional book publishers; and the growth of ebooks in any channel over time.

I used a number of academic databases to do the research, collected articles on each topic, read them, making notes as I did. I took all important information and made a series of short reports, one for each of the topics I had researched. College enrollments are closely aligned with the economy. When the economy weakens, there is an increase in post-secondary enrollment rates as people hasten to increase their employable job skills and ride out the storm.

When the economy strengthens, enrollment rates fall off as more people look for jobs instead of attending college. This is particularly true for community colleges during the global recession that began inwhen students cut across all demographic groups. According to a survey by the Sloan Consortium, higher education institutions believe that bad economic news is good news for both overall and online enrollments. More people go back for additional schooling in a bad economy, specifically people working in low-paying jobs.

The largest universities and all community colleges in northeast Mississippi reported their enrollment numbers were through the roof, driven by a weak job market and high unemployment. California college officials reported turning awaycommunity college students because they had sjstematic room for them. Historically, when the economy slows, one optionns the first things cut is job training. So, it is impossible to say whether job training funds will decrease as traing recession wanes, but it is very likely they will since the unemployed will be moving into jobs and not spending as much time in retraining programs.

Armed with new federal funds, American states are trying to help their jobless residents. Private companies are also partnering with states to help with job training. For example, Microsoft Corporation works with state officials in Florida, New York, and Washington, using aanalyzing company's e-learning programs and online certifications. If you want to help people get back on their feet, you need to take a rigorous new approach to technical training.

Online learning is an important piece of the puzzle and continues to be the fastest growing segment of higher education. And yet the educational establishment still debates whether e-learning can ever be as good as traditional teaching at a campus. A study released by the US Department of Education found that when compared to face-to-face teaching, many types of online college courses were better at optiins student achievement.

President Obama has also endorsed online education, while talking about his recent community college initiative. Convenience is one of the main reasons why so many students take courses online. They are available 24 hours a day and are particularly attractive to younger students, who are quite at ease navigating their way through the collaboration software, digital tools, and video components used in online education classes.

Online learning has turned a corner and moved into mainstream education as advancements in technology and high-speed broadband networks allow for a more interactive and personalized learning experience. Established brick and mortar universities, such as MIT, Stanford, Cornell, and Penn State are putting their curricula online and are now offering extensive online learning options.

UMassOnline reports that enrollment among students under the age of 25 has increased 91 percent free ebook options trading usaa the past three years. Thomas Edison State College in Trenton, N. The shift from paper to digital textbooks is also gathering speed as school systems struggle to provide students with books at a time when budgets are being cut.

The California Digital Textbook Initiative will replace some high school science and math texts with free ones in hopes that the state will save hundreds of millions on textbook purchases. It will be years before students will have access to all their books in a digital format, but there is no question that competition from open-source materials poses a real threat to traditional textbook publishers. Moving towards open-source materials is well under way in higher education courses as President Obama pushes for the creation of free online courses to improve community colleges.

According to the National Association of College Stores NACSwhich tracks the traring education retail market and reports the latest findings, e-books currently constitute a small portion of the college textbook market but are expected to reach 15 percent of textbook sales by and are increasingly nudging their way into the marketplace. For example, CourseSmart is a joint venture of the leading traditional publishers in North Syystematic higher education.

They are also accessible on Apple Inc. The most popular college texts can be downloaded at approximately half the price of traditional texts. Going digital seems to make a lot of sense when you consider numbers that high. As portable gadgets become more ubiquitous, digital publishing will continue to gross profit margin definition uk. Initiatives such as Google's Library Project also go a long way to explain the increased interest in digital books and devices, especially since Google made sure that all digitized materials were formatted for mobile devices.

Apple also plays a crucial role in the transition from print to digital with its iTunes University. It offers college lectures and provides free storage and bandwidth to universities, some of which make their lectures available to all, while others evalkating based on enrolment. Bythat had more than tripled. Historical Newspaper Researcher for an Author, September My client wanted access to Los Angeles newspapers' accounts of the death of Thomas Ince and the subsequent coverage.

His novel will feature the death of Thomas Ince as a small part of the plot. Ince was born in and was famous as the owner of his own progressive movie studio. He was also a well-known actor, screenwriter, director, and producer. Ince was considered an industry leader and Hollywood virtually came to a standstill the day of his funeral. He died at his home in Beverly Hills in after systematic options trading evaluating analyzing k 1 ill aboard William Randolph Hearst's yacht, the Oneidaamid rumours that he was murdered by Hearst over a dispute about a woman.

The official cause of his death was heart attack. In the end, there was no official investigation into Ince's death. On December 11,the Los Angeles Times published the following: District Attorney, Chester Kempley, announced that he had uncovered nothing to justify trading stocks versus options 101 in proceeding further with the matter.

He said, "I began this investigation because of the many rumours brought to my office regarding the case and have continued it until today in order to definitely dispose of them. I am satisfied that the death of Mr. Ince was caused by heart sytematic as a result of acute indigestion. There will be no further investigation, at least as far as the county rrading San Diego is concerned.

If there is any investigation of the stories of liquor drinking on board the yacht where Mr. Ince was a guest it will have to be in Los Angeles, where, presumably, the liquor was secured. Joomla Consultant and Content Provider for Mystic River MarinaAugust - October I helped the web programmer design this site, integrating a number of photographs to spotlight the marina's many amenities. I also did some research into local businesses, services, and events to add pertinent information to the website.

I used Joomla to make the pages and also wrote or edited the website content. Medical Technology Researcher for a Medical Center, August - September This project required me to research thirty medical innovations identified by clinicians and medical researchers using web-based resources and medical journals accessed through proprietary databases.

I then wrote a brief for each technology that included a description of the application, the technologies or methods it will replace or complete against, its clinical trial status, the current state of development, regulatory approvals, commercial availability, companies involved with the technology, patient benefits, and when it is likely to appear in the marketplace. Client Researcher for an Art Restorer, August A professional conservator of paintings hired me to find contracts for her company.

It had been awarded some lucrative state and federal preservation jobs, but she wanted to find more state and federal painting or mural restoration projects on which she could place bids. She'd had little success finding such contracts herself and needed some assistance. I used the Internet to do some of the work, but focused analyzinf attention on the appropriate government agencies and community organizations to analyzingg the information.

Internet Researcher for a Documentary Filmmaker in Mongolia, July - September My client needed help locating rural schools and libraries in Mongolia, including a description, photographs, and contact information for each. He wanted to tell the stories of people who use extraordinary efforts and ingenuity to trdaing knowledge to those without access. In many remote areas of the world, there are no library buildings. Instead, there are donkey, wystematic, and camel libraries; wheelbarrow, boat, bus, and train libraries are also very common.

Some libraries are housed in the homes of farmers and people come and go, sometimes great distances, to select books. These mobile libraries and their evaluatlng play a key role in the lives of people living in rural areas. For them, the arrival of tradinv mobile library is an important occasion and an exciting event.

My primary tool for this project was the Internet and a few NGOs, operating in the area. Researcher and Survey Designer for a Study on Homeschooling in the United States, July There is no question that homeschooling, when properly done by competent people, can be a wonderful experience for everyone involved. Many glowing reports have already been written that highlight the advantages and unlimited learning possibilities that go along with home-based education.

Studies have definitely shown that some homeschooled students score much higher than the average publically-educated child. But what about the dark systemmatic of homeschooling? What about the parents who say they are homeschooling their children but are, in fact, not actually teaching them anything, resulting in illiterate adults?

Who is monitoring these children? In some states, the answer is no one. Most states do insist upon some form of annual standardized testing and a monitoring of the homeschooling program, but many leave the enforcement of provisions to local school districts, which have few resources to do so. My client decided to write a book that uncovers some of the darkest secrets of the homeschooled, including profiling the uneducated and lazy parents who have fallen through the cracks and are pretending to homeschool their children without the knowledge of any educational agency.

The other allegation that the author wanted to explore was the contention that homeschooled children are more likely to be abused and because they do not attend school, nobody knows. Some of the children are also subjected to an extraordinary amount of religious instruction, to the detriment of other subjects. Others are simply put to evaljating. We started by designing an online evaluatting that we posted in multiple places on the Internet. It basically asked if the reader knew of systemaic children being kept home from school, but who were receiving little in the way of educational instruction.

For example, some parents believe that taking their children for a walk and pointing out the clouds constitutes a science lesson. Similarly, they believe making a cake together and cooking supper every day can be counted as hours spent learning. Most parents consider these types of activities interacting with their children, not school lessons. We were surprised by the number of responses we received. My other duties included doing a review of the literature, researching state laws and legislation, and working with the survey results to generate statistics and graphs.

Researcher for a Project on the Management of Serials in Academic Libraries, July I was asked to undertake the research for this project because my client, an academic librarian, was very busy with other responsibilities. This is the type of work that takes a lot of time. After I used a series of academic databases to do the research and downloaded over one hundred appropriate articles, I had to read them. As I read through each article, I copied important points and placed them into a Word document with related bibliographic information.

I also added my own notes, possible points of departure, and ideas on how the information could be integrated into the analhzing report. Libraries of all types are facing a digital revolution that is m changing and difficult to manage. For years, library finances have been struggling to keep up with the growth of journals. The shift from ownership of physical collections to licensing content for electronic resources has occurred quickly in the fields of medicine and science, but other collections are mired in problems, uncertainties, and controversies.

As universities and colleges offer more online courses and create global educational environments with increasing numbers of offsite international students, they have no choice but to make a move from print to digital serial collections. The changing culture of scholarly communication and learning will continue to challenge librarians and require even more change from libraries.

Evaluatiny transition from print to electronic resources has meant better service to library patrons, but the challenges of managing electronic resources have forced library staff to work more collaboratively and advocate for the creation of new partnerships and resource-sharing in order to transform library services. Libraries and serial publishers face unique challenges in the acquisition of electronic resources, including new pricing models, obtaining access rights, and determining packaging options.

Effective communication, enhanced library workflows, systemaic partnerships, electronic resource management systems, and the utilization of web services are all important factors in the reshaping of library services in optioons digital age. Fact Checker for an International Publisher of Consumer Periodicals and Books, June - August I was hired to fact check and verify the information in a four book series.

The project was fun and interesting, in part, because the trade books were very entertaining and provocative to read. Topics included a history of food in New York City, the culture of fear in America, the science behind gadgets, and the resurgence of the cupcake. Researcher for an Examination into Publicly-Available Information for a Content-on-Demand Company NDA in PlaceJune Fact Checker and Researcher for a Nutrition Magazine, June I was required to do some fact checking and research for a new fitness, exercise, and nutrition magazine.

From time to time, I am contacted by them to verify article facts or do the research for new articles. Internet Researcher for an Overview of APIs Californian ConsultancyJune This long established company was interested in branching out and incorporating some new ideas and technology as a way to expand its business. They decided that a web application programming interface API was something they would like to investigate.

An example would be the Google Maps API that can be used by anyone to build a business around. Real estate developers and agents come to mind. I discovered that there are tens of thousands of APIs available for free on the Internet. Lots of options for my clients to choose from. Here is one website to give you an idea of the types of businesses that can be started by using an API.

Researcher and Writer for a California Health Information Management Consultancy, May - July The company needed to acquire hard data on the market for US health and science staffing services, as well as on the US staffing industry, in general, to aid in the formulation of their marketing strategies. The research was limited to the US market only. The data collected for each sector included market size in dollars, geographic distribution, client universe of establishments by sector and sub-sector, and employment universe by relevant profession.

Government data sources, such as the US Bureau of Labor Statistics, US Dept. I then used Excel to input the data I was able to find. Researcher for a Newspaper Journalist, May This project involved finding statistical information on patterns of private philanthropy. Americans, Europeans, and Japanese were the focus of the research. My client, a journalist, was working on a piece. He requested specific numbers to make the comparisons, including gross amounts and a careful breakdown of what was included and how it was sub-divided in categories such as religious, secular, arts, health, science, emergency relief, and other similar sub-categories.

Bibliographic Consultant for a Medical Publishing Company, May My client had references stored in an EndNote library. EndNote is a bibliography program that keeps track of your references. Many of the systematic options trading evaluating analyzing k 1 were missing some of the information trasing needed to be polished up. The good thing about this job was that most of the references were imported from PubMed journals, so finding the missing information wasn't all that difficult.

For some of the other references I had to use WorldCat to find them because they were pulled from diverse sources, including psychology books, federal reports, book chapters, and websites. Co-Designer of Three Web-based Applications for North American Organic Farms, April Small, family-run organic farms are often burdened by debt, or at least a lack of money. Coming up with the funds to pay for the services of a web programmer or a designer is difficult for many, even when svaluating businesses would run a lot better with the help of information technology.

So, when one such farm approached me for advice, I decided it would be a good project to get involved in. For example, they run an organic co-op, but had no online application form for people to sign up for the service. Instead, they had posted a PDF application form which had to be printed off, filled in, and mailed using the postal service. A bigger problem for them was they didn't have a web application that local restaurants could use to make their weekly orders, nor did they have an easy way for customers to order any of their almost product seedlings.

I worked with a programmer to design the forms and the application interfaces. I then inputted all systemativ product information and prices. The applications have subsequently been offered to many other farms across North America. Researcher and Writer for an European Conference on the Subject of Collaborative Divorce, April anaoyzing I acted as a research assistant for a presenter at a conference.

Her topic was collaborative divorce, a method of practicing law in which divorce lawyers for both parties agree to help their clients work through their conflicts and find resolution using non-adversarial interest-based negotiation and cooperative techniques rather than litigation. The lawyers are key in collaborative divorce and are committed to settling all issues and conflict in creative, fair, and non-confrontational ways. The process is much less expensive than a regular divorce case that goes to court.

The collaborative divorce model was developed in the early s by lawyers and other professionals who believed that litigation was injurious to the principals involved, especially the children. It is also a way to avoid the arbitrary and uncertain outcomes of court litigation and allows both sides to achieve an equitable and fair divorce settlement that reduces the negative consequences that are often an outcome of traditional divorces. Learning new skills, such as conflict resolution, systekatic communication, and healthy co-parenting tips are also goals of the process.

The model has optionns rapidly throughout the United States, Canada, Australia, Europe, and other parts of the world. Researcher for a Privacy Consulting Company, April This company specializes in creating strategic privacy governance programs for major corporations. Corporate privacy is a major issue and is expanding as personal privacy is shrinking. Privacy initiatives need to support business strategy and has to scale across all units.

Affordability, effectiveness, and sustainability are also important aspects of privacy programs. The use of appropriate technologies and compliant infrastructures also play a critical role. My role in the project was to assist the primary consultant in a privacy scan for an American food corporation, make recommendations for next steps, and help write up the summary report. Market Researcher for a Regional Car Dealership, April My job was to anlyzing research studies that examined how Canadian women buy cars.

Pertinent questions included: are they the primary purchasers or are anaalyzing influencers? The other part of this research project looked at how women shop for vehicles versus how men shop for them. Fact Checker and Editor for a Book on the History of Jazz, March I was given a manuscript on the history of jazz in the United States and Western Europe to read and was asked to fact-check it for accuracy and consistency, editing as I went through the process.

Ideas of democracy, modernism, racism, and. Researcher for an Upcoming Book, March For an author based in Ontario, Canada, I conducted research for a book on American and Canadian o issues, focusing on the crisis that some bodies of water are experiencing, the most promising methods of conservation, and the commodifaction of the global water supply.

The book was structured as an easy to read introduction to the subject and was not particularly scientific or technical in nature. Researcher for an Asian Agricultural Organization, February For this project, I had to find all current and archived news stories about Indian agriculture, its farmers, and how new technological advancements may be able to help both. I used LexisNexis and ProQuest to do the work. Business Researcher for a Technology Presentation NDA in PlaceFebruary I was hired by a software company specializing in next-generation operating system platforms to find a diverse collection of data that its in-house research department was having difficulty finding.

One aspect was searching for global ecommerce statistics for and onwards. The research was needed urgently because of a time sensitive race between two companies developing the same technology, a technology that evalutaing mega implications for ecommerce. Internet Researcher and Writer for a Report on Search Engine Optimization, January - February A well-established web company contacted me snalyzing put together the latest information on search engine optimization.

For many years, its rankings had always been respectable, but all of a sudden, they took a big hit and revenues began to slump. The company then hired a series of SEO experts, all of whom had different ideas, opinions, and costly steps for the company to take to solve the problem. Instead of spending any more money and changing everything on its site one more time, they decided to find out which SEO best practices were presently being employed and what results they could expect.

I did a series analyzimg interviews with SEO experts, read the most recent reports and books I could find, visited Internet forums specializing in SEO, and searched the web for value-added information. I put all pertinent findings into a white paper. Researcher for an Australian Consultancy, January The main objective of this project was to establish if pheromones increase a person's attraction. The client required a list systmeatic human-based clinical studies and research papers.

The deliverable was a highly condensed summarization with copies of the research papers and clinical trials attached in the appendix. I searched for studies that confirmed pheromones increase a person's attraction. Some of the questions Evaluatinh tried to answer were: does a person's attraction increase if pheromones are applied tradding the body? If so, what sort of pheromones? Artificial or animal derived? Can the human body increase attraction with an increase in pheromone production from the inside?

There are nutritional supplements available on the Internet that make such claims. Is there any research to substantiate this claim? Systematic options trading evaluating analyzing k 1, Writer, and Editor for a Publication on ACRL Literacy Standards, Instructional Scaffolding, and the Value of Web-based Tutorials in an Academic Setting, January I worked with a librarian on this project. She needed help with researching, writing, and editing to systematic options trading evaluating analyzing k 1 her ideas and turn them into an article.

When you look at the research habits of NextGens, a couple of things become pretty obvious: they wnalyzing the Internet as a starting point for research instead of searching academic databases; when using library databases, they often disregard help screens; and they employ a very erratic style of searching webpages for information, something that Angela Weiler called "I don't think, I click" in Information-Seeking Behavior in Generation Y Students: Motivation, Critical Thinking, and Learning Theory.

Almost every academic database has a different interface, a different set of search protocols, and different full-text retrieval engines, meaning access to these resources is less than transparent. For example, PsycINFO offers the option of using controlled vocabularies, while JSTOR doesn't. Before conducting a search, LexisNexis forces the user to select different source areas, while the best way to search Factiva is to make use of its subject directories to narrow searches.

Some provide full-text articles, while others, only the bibliographic information and perhaps a pointer to where an article can be retrieved. Even experienced researchers become confused when faced with multiple procedures. It takes quite a bit of expertise to navigate digitized information systems and use them well enough to get the best available information. That is why it is important, if not crucial, to offer sufficient support when students are first being introduced to research tools in an academic setting.

Support from librarians is a key component, but web-based tutorials are also critical because they tap into the independent and tech-savvy nature of NextGens and are also new york forex market hours 66 effective. Students could benefit from having basic explanations of elements found on search results pages, definitions of commonly used terms, and simple contextual maps to explain the basics of information retrieval for the wide array of databases found in academic libraries.

Maybe academic libraries and the tools they offer their students shouldn't differ that much from online businesses such as Amazon, Google, and Netflix, which spend a lot of their time eavluating money focused on improving the self-service functionality and usability of their websites so that visitors can find the answers they need when they need them. Perhaps emulating their self-service models to create an instructional framework could go a long way to facilitate active learning and may even serve to increase a user's general research skills.

Researcher for a Real Estate Marketing Company, December - February A company that provides innovative, web-based marketing systems and software for both real estate agents and mortgage brokers contacted me for research help and the creation of content for their marketing files containing local-based information.

I eventually researched approximately topics, including many in the area of financial services. I also wrote a series of articles for their monthly newsletters which cover a variety of subject matters. My client was looking for a list of public relations companies that were founded by women and who have their primary opitons in Canada, Australia, and the United Kingdom. Researcher for an Upcoming Historical Novel on William Marshal, the 1st Earl of Pembroke, November - January I read a large number of books and academic articles on the life of Systematid Marshal.

I also read background information on the late twelfth and early thirteenth centuries as preparation for my work. I then created a series of summaries on a large number of topics and events so that my client could more easily write the book, without having to stop every day to do more research. William Marshal's life is well-documented because his tradint son commissioned a record of his life shortly after his death in William Marshal was born during the tumultuous Civil Wars of King Stephen and Empress Mathilda.

Sentenced to death at the age of five by King Stephen when his father refused to surrender, William Marshal had a notorious beginning. He was a hostage of Stephen's, held in surety in exchange for his father's good behaviour. But his father, John Fitz Gilbert the Marshal, had other ideas. Although Stephen's knights urged him to hang the child, the king decided to give John Systematic options trading evaluating analyzing k 1 another chance to save his son by forfeiting the castle at Newbury.

But William had three brothers and analtzing young mother. When King Stephen's messenger delivered the ultimatum he was told that John cared little if William was hanged since he had the anvils and hammers to make more and even better sons. He said his youngest son was of far less value than his castle at Newbury. King Stephen had every right to hang the boy, but William was not executed and went on to become an important bodyguard for Eleanor of Aquitaine and a courageous systematic options trading evaluating analyzing k 1.

Over his life, he served four kings: Henry II, Evaliating I, John Lackland, and was made regent for the nine year old, Henry III. Researcher, Editor, and Analyst for a Real Estate Strategy Consultancy, November - January Trrading was hired to read, review, and edit five strategic plans that my client had written for various commercial real estate projects. The typical document was pages. I edited, filtered, systematic options trading evaluating analyzing k 1 condensed the reports into three templates to znalyzing as base documents for future reports.

I found that some things were stated more clearly in one report than another. My client needed the best of each report standardized and applied to three different templates for three different types of real estate projects i. I also analyzed cities, regions, states, and then produced market overviews for projects that my client was working on. The number of businesses in the downtown core, daytime work population, traffic statistics, total number of hotel rooms, square footage of office space, rental rates, retail sales, job growth, downtown residential population, etc.

Typically, a ten page report provided a good overview. I also supplied my client with a write up of the overall national real estate market with overviews in housing, hotels, office space, apartments, and retail. Researcher and Writer for a Study on Recession-Proof Industries, November An American college was intrigued by the idea of developing new diploma programs based on the premise that the courses would provide recession-proof jobs for graduates.

When jobs are scarce and the economy is going through a downturn, many people go back to school to upgrade their skills. Why not offer them programs that could keep them employed long into the future? No career is truly recession-proof, but discovering the high-demand jobs of the systematic options trading evaluating analyzing k 1 and updating your skills accordingly, can go a long way in offering economic security.

Emerging fields such as geographic information systems, green energy, and specific healthcare occupations are currently receiving systematic options trading evaluating analyzing k 1 lot of attention. The most important part of this project was the futures research I did for it. Every year we are surprised by social, economic, and technological upheavals that appear to come from nowhere.

How can we plan for the future, when we don't know what will happen tomorrow? Predicting which jobs will still be vital a decade from now is not an easy task and must be made using some of the principles of scenario analyziny. Key to preparing for the future is making better decisions today. We can do this by highlighting large-scale forces that push the future in different directions. The work I did was summarized into a report and given to the provost for evaluation.

Researcher for a Washington, DC Non-Profit, October - November This research project is part of a multi-prong initiative that looks at how politicians are using the Internet and if it changes the way they govern. I looked at politicians from many countries, not just the United States. I basically used the Internet for all of my research, collecting information on different politicians and parties, and on how they are using the medium to transform the democratic process.

I evaluatint all my findings into a report. All four major candidates in France's presidential election are using Second Lifeopening virtual campaign headquarters there so that visitors in the form of avatars can ask questions, debate with politicians, and attend political rallies. Hillary Clinton, Barack Obama, and John Edwards are also campaigning in Second Life. Clinton has even held press conferences at her virtual headquarters.

UK politicians are increasingly using blogs and are responding to the posted comments. Blogs have become extremely important, with millions reading both local and national blogs daily. The British Conservatives have launched their own Facebook pages to attract new support. Systematic options trading evaluating analyzing k 1 is a really fast growing way for politicians to communicate with constituents. Voters who become a 'friend of the Conservatives' receive regular updates and tips on how to get involved in the political process.

European politicians are using podcasting, vlogging, blogging, and other Web 2. Britain's Otpions Party leader, David Cameron, has his own video blog to post slick clips that attract voters and engage the public in a new kind of conversation. The Conservatives say the party has been inspired by what's happening in America. Social networking sites had a huge impact on the United States Presidential elections. Barack Obama credits social networking and Web 2.

He won every important caucus state by using these tools because he was able to move thousands of people to organize. Obama used the Internet to organize his supporters in such a way that dvaluating require an army of volunteers in traditional campaigns. The Internet also allowed him to run a campaign for much less money. For instance, Obama's campaign is taking advantage of YouTube for free advertising.

Also, the ad material they created for their YouTube channel is currently being watched more than ten million hours, something that would cost tens of millions of dollars on broadcast television. And, unlike evaluatin mail, the Internet costs nothing in comparison. The election of is already being called the 'YouTube Election' thanks to the videos uploaded by presidential hopefuls.

Photographic Researcher, October My job was to find images of gods and goddesses associated with knowledge, learning, wisdom, writing, books, and libraries. These images of deities will be used as part of a librarian's presentation at a conference in Thailand. Hermes was the Greek god of knowledge and invention; Vidya Lakshmi is the Hindu goddess systematic options trading evaluating analyzing k 1 learning and rational thinking; Lono is the Hawaiian god of learning and intellect; Seshat Sashet, Sesheta, Safekh is the Egyptian goddess of writing, historical records, accounting and mathematics, measurement and architecture to the ancient Egyptians.

Seshat was the goddess of libraries, knowledge, and geomancy; Thoth was the oldest and greatest of Egyptian librarians and was known as the inventor of writing and acted as scribe to the gods; Ganesha Ganpati is the Hindu God of knowledge and learning; Wei T'O is the ancient Chinese god of libraries and books; Hayagriva is the Hindu God of learning and wisdom; Carmenta is the Roman Goddess of writing and the alphabet; Saturnus was the Roman god of learning; Nabu is the Babylonian god of writing and wisdom; Quetzalcoatl is the Aztec god of learning evaluqting creation; Sarasvati is the Hindu goddess of books and knowledge; Tenjin is the Japanese god of learning, language and calligraphy; Nisaba or Nidaba is the Sumerian goddess of writing, the Learned One and scribe of the Sumerian heaven; Bridget is the Celtic goddess of writing, poetry, and learning; Buddha Manjushri is a god of learning; Ogma is an Irish god of writing, eloquence and poetry; Vagdevi is a Hindu goddess of learning; The other gods of education and knowledge were the Muses, who were the daughters of memory and goddesses of the arts and libraries; Athena was the goddess of wisdom, learning, and teaching; Minerva was the Roman goddess of wisdom, learning, art crafts and industry; Apollo was the Greek god of knowledge, past, present, and future; and Danu was the Celtic god of knowledge.

This is a webpage showing the images of the gods and goddesses I found. Here is the key that goes along with the photographs. Environmental Researcher for a Study on the Analyzijg Impacts and Health Concerns Related to Wireless Internet Towers Washington State Grassroots OrganizationSeptember This project was both interesting and frustrating. I found an equal amount of information on both sides of the debate. Often when you are hired as a freelance researcher, the client is expecting you to deliver only analyzjng that supports the way they see a situation.

They want you to find information that backs up their viewpoint. In this case, that was difficult. Many of the reports and articles I read on the subject reported that there is very little to worry about when it comes to the potential health risks associated with exposure to microwave radiation. A number of experts stated that microwave ovens tradng more of evaluatinb health risk than ISP towers because they leak radiation.

And, as they point out, cell phone towers are much more of a concern when it comes to health. In general, public health implications of wireless technologies is a relatively new phenomenon and it will be several more years before studies can reliably demonstrate and predict what exposure to all kinds of microwave radiation does to the human body and if it alters brain chemistry. Another part of my research was to find information on how Internet towers affect the value of homes located near them.

The information I could find points to the subjectivity of each case. For example, a home may decrease in value by percent in some areas, but in other locations, namely very rural areas, an Internet tower could be viewed as a positive by people looking to buy a home with access to high speed wireless. The perception of the buyer is key. One of the questions that arose out of my research was how the locations for these towers are chosen. Particularly, why are they built anywhere near houses and people?

The answer is they need access to electricity, so a location can't be a very remote and uninhabitable area, and must as a consequence, be built in populated areas supplied with power. One other interesting point was raised by this research: when you say no to Internet towers, sometimes you are saying no to a lot more. We found that entire rural areas of the United States are basically without reliable and speedy access to the Internet because local people have fought against towers.

Without vealuating to a high speed connection, you are invariably cutting people off from anlayzing access to a lot of important information. The Internet has become a lifeline to rural communities. Think also of small businesses, the home schooled, and the telecommuters. The Internet is a critical utility and is as important as telephone, electricity, and mail. Living in isolation, off the grid, is just not an option anymore.

The Internet provides too much opportunity. Even the off-gridders have Facebook pages these days, which is kind of funny. The Internet gives you access to the whole world and hundreds of years of knowledge. For instance, the National Library of Wales is digitalizing everything printed about Wales and the Welsh people since the 16th century. And, every day, another service becomes available only online. Researcher for an Overview on Best Practices for Corporate Website Usability, Customer Experience, and Usability Engineering, September I was hired by a North Carolina consulting firm and directory to evaluate their website and online social communication tools.

After losing some of their ranking in various search engines, they decided that it was a good time to take a closer look at their online presence and find out if customers and visitors to the site were having a positive experience. Sometimes companies spend so much time and money on positioning themselves for search engine optimization that they forget systematic options trading evaluating analyzing k 1 basics of customer service.

Unless the experience is user-friendly and barrier-free, people won't come back. Search engine spiders are getting better at indexing Flash elements but without a duplicate site for spiders and for users without the needed plug-ins, parts of my client's site was inaccessible to many. Syztematic site also relied, in part, on audio cues alone, which meant that the hearing impaired couldn't fully use the site, nor could those that didn't have speakers hooked up to their computers.

The website also could not be read by the computers of visually impaired users. Computers are unable to read text that is enclosed in graphics. People with disabilities were unable to navigate the site because it was built to be visually pleasing rather than informationally and structurally sound. Visitors were also unable to change the font sizes, which is one of the biggest mistakes you can make.

I also found that users were unable to efficiently and quickly locate information on the site. The interface design required people to guess where items were because the information was not well organized or properly labeled. The site's navigation wasn't easy to use or find because it featured a navigation scheme considered cutting-edge. The reality was that users couldn't figure out how to use it, especially since it did not remain in the same place throughout the website.

A "breadcrumb trail" built directly into the navigation is a very helpful component of a site, as is using webpage titles and subtitles to indicate what section of the site a person is in. Researcher for a Study on the Portrayal of Male Librarians Throughout History, August - September I spent quite a lot of time researching male librarians, systematic options trading evaluating analyzing k 1 the earliest documented accounts.

This project was multi-pronged and complex. The first thing I did was a literature review. I used a series of online academic databases to find good articles and books. My client requested that I highlight the most important points in each article and write a summary. After my initial research, I put all the information together and wrote a report that chronologically tracked librarians over time. I also put the highlights into a simple timeline. Historically, the image of the male librarian has come full circle.

The profession was originally peopled by bookish men, although there are certain exceptions. The famous philanderer, Casanova, was the librarian for Count von Waldstein in the Chateau of Dux analtzing Bohemia. Ancient librarians had high social status and were often scholars or priests. They were generally the only literate people in their communities. The chief Librarian of Alexandria was chosen systematc the king and was always a prominent scholar.

In Egypt in the early s, Pachomius started a monastery and insisted that all resident monks read and write. Many monastic enclaves emerged throughout the Roman Empire and most had theological libraries. Monasteries in the Middle Ages were centered on librarianship and libraries, housing monk scribes, with the head scribe often put in charge of the library. The Benedictines created libraries and the scriptorium became sacred. It soon trwding customary for monasteries to lend to other monasteries, giving birth to inter-library loans.

Prior topublic opinion was that librarians were introverted, mean, eccentric, and male. Early male librarians were seen as dusty old bachelors, and undernourished, weak and non-masculine bibliophiles. The masculinity of male librarians was never questioned when libraries were the exclusive territory of male employees. That changed when libraries were primarily the workplaces of women.

Male librarians were then stereotyped because they were seen to work in a female-dominated profession. By the end of the 19th century, the profession was slowly transforming into a 'woman's profession,' thanks to Melvil Dewey's School of Library Economy, the first institute to offer formal training for future librarians, including women. He established a pool of relatively cheap female labour that transformed the landscape of librarianship over the next half-century.

Once exclusively the domain of men, librarianship evolved over time to not just incorporate women, but to become a profession that is almost completely associated with them. Women weren't seen as having a role in the profession until World War I. A review of American and British articles written prior toshows that librarians were always referred to as "he. Stereotypes of male librarians as effeminate was a big factor in keeping many from working in academic librarianship, especially since the public perceived such a man as a failure who couldn't find work in typically traditional male professions, such as law and medicine.

Men of that era tended to consider librarianship as better suited to women than men. His very identity as a man could be compromised by choosing to become a librarian. Because the workplace is dominated by women, male librarians find themselves associated with the stereotype. Like male nurses, male librarians, have a fear of being perceived as homosexual since they work in a feminized profession.

Surveys do not show that there are any more gay male librarians working in the field systematic options trading evaluating analyzing k 1 librarianship than there are in the general population, just that it is possible that societal homophobia forces many gay men away from typical men's work and into jobs that were once called sissy jobs, such as dancer, librarian, secretary, and florist. Systematic options trading evaluating analyzing k 1 importantly, what movies, comic systematoc, and literature have systemattic about male librarians is that they are typically effeminate, weak, nerdy, etc.

When you research male librarians throughout history, homosexuality has not been one of the main stereotypes that comes up, not at all. There is no substantial evidence to indicate that a large number of male librarians are gay, although surveys indicate that there is tdading perception that gay males predominate in librarianship. According to a famous study by James V. Carmichael, the proportion of homosexuals and heterosexuals among male librarians is comparable to that in the general population.

In reality, the majority of male librarians surveyed had a MLIS degree and were older married men. The stereotype that men in libraries are more likely to be gay is a myth. The homosexual image is only one of the stereotypes associated with males in the library profession. Male librarians are often thought of as "the systems guy" who joined the profession because of its technological aspects and because they are seen as more technologically-savvy than women.

Men who work in libraries are frequently seen as in charge, with patrons assuming they are managers or directors. Male librarians appear in many movies. In the RoseVolker Prechtel played an anti-social male librarian; in Brazil Jonathan Pryce played a male librarian who was seen as a evaluxting in OffbeatJohn Turturro played an anti-social male librarian, Neil Pepper; in The Spy Who Came in from the ColdRichard Burton portrayed a male librarian characterized as a failure; in GhostbustersJohn Rothman played an anti-social male librarian; and In the Name of the FatherAlan Barry was socially-inept, archivist Jenkins.

This is a webpage displaying pictures of male librarians that I collected. Here is the key that goes tfading with it. Medical Researcher for a Study on the Effects of Candida Yeast, August Using a number of relevant books and academic articles obtained from MedLine, I provided my client with the latest information on candida yeast, its symptoms, the effects it can have on the body short and long-termand treatments, including comprehensive cleanses to rid the body of the overgrowth of candida albicans yeast.

Researcher for an Entertainment Company, July My job was to identify all sport and entertainment venues with seating capacities greater than 12, in North America, South America, and Western Europe. Government documents were a great help for this project. Researcher for a New York City Research and Consulting Firm, July The firm assists organizations in optimizing their education and training resources, systematic options trading evaluating analyzing k 1 teaches them how blogs might contribute to a learning environment.

The company retains the services of independent researchers to research and write on topics related to learning and development in large organizations. The topics I was hired to do were e-learning, learning technologies, leadership development, and measuring training-related performance improvement. Client and Market Researcher for a Nutraceutical Manufacturer, June The CEO of a small manufacturing company of nutraceutical products hired me to identify and research companies who may be potential tradinf for products he manufactures.

I also created profiles for the companies. Researcher and Writer for a Report on the Future of Life Insurance, May - July This project was a summary of insurance market activity for several countries. I was hired to do the research and write the report. This hrading an easy job because a lot of the information and statistics I needed were proprietary and already compiled into very expensive reports, which my clients weren't interested in buying.

I was fortunate that I had access to a few insurance evalusting, which allow members analyzig to timely statistics and reports. I was also able to make use of databases, optkons as Factiva and LexisNexis, and was able to get additional data from a few insurance experts working overseas. For the most part, I combed the Internet and read every whitepaper and report I could find and made use of each country's insurance association, such as the Berlin-based, German Insurance Association GDV.

As the insurance industry continues to evolve worldwide, distribution becomes more of a optlons. Tied agents and brokers, once the mainstay of the industry, dominated most markets. But that is changing at various rates, depending on the region. Currently, the trend is towards the development of alternative distribution channels. In South America, distribution varies by country but many are experimenting with new sales channels such as drugstores, supermarkets, and malls. Some countries in the region require an intermediary for any insurance transaction, a regulation that is preventing countries such as Brazil from developing alternative distribution systems.

Innineteen life insurers and twenty-four non-life insurers were operating in the country. Brokers and agents dominate the distribution channels in Colombia, but there too, company-employed representatives and banks are gaining ground. In Colombia, brokers dominate the group life market. In52 registered brokers were working in the field.

The individual life market is dominated by agents, approximately 10, trading macd divergent forex 80% them. But it is the banks that are increasingly becoming a one-stop shop for financial services, since they have a better image than the insurance industry. The last year has seen the German life insurance industry busy reacting to changes in the legal and regulatory framework.

Introduced in Maythe EU Insurance Mediation Directive IMD and the Insurance Contract Law, which came into effect in Januaryare regulations that have increased the complexity of the life insurance analzing model, leading to higher expenses. Also, the EU Mediation Insurance Directive has had a significant impact on distribution. Higher deferred acquisition costs and surrender values, and a change from "policy model" to an "offer-acceptance model" are two of the changes that are creating new challenges for insurers.

The German life insurance industry is still one of the least profitable in Europe, as German life free 25$ forex account executive duties business prospects remain weak overall. Preliminary results for indicate a decrease of 7. Fitch currently believes that fromnew business in Riester and overall, will slow down. Fitch is forecasting acceleration in competition from within Germany as investment funds and banks try to benefit from the changed product environment given their experience in short and long-term savings products.

Increased competition is also expected from foreign insurers. The distribution landscape for German insurers has also changed dramatically in recent years. After the partial lapse of tax benefits for traditional endowment policies, the new life insurance products require a much higher degree of sales force competence, as product advantages are more complex to explain to the consumer.

This may spell bad news for direct sales. As in Japan, the South Korean sales force is primarily made up of women: shop owners and homemakers selling insurance part-time have historically been the distribution channel that long-established domestic South Korean insurers used to sell their products. These independent agents had little training, and as options trading message board omex result, the industry was marred by complaints of non-professionalism, mis-selling and low customer retention.

Upon entry to the market, foreign insurers insisted upon a professional sales force and have done syetematic lot to professionalize the industry. ING Life Korea is noted as a pioneer in this area, and has a evaulating of professional, self-employed full-time tied agents. This model has brought about fundamental changes in the insurance market landscape. The Financial Supervisory Service FSSSouth Korea's insurance regulatory body, reports that insurance salespeople are becoming more professional and are making more money.

What has traditionally systematic options trading evaluating analyzing k 1 a female-dominated field is now attracting men to the profession. The ratio of men tradiny more than doubled since when it was a mere systematic options trading evaluating analyzing k 1. Researcher for a Non-Fiction Biography, May - June My client was commissioned to analyzkng a 80, word biography on a series of women political leaders.

I was hired to help with the research. I was given a two page document that outlined the book specifications in which the author made comments about the type of content she was looking for. The book specs included a list of in print "competition" ana,yzing to serve as models. I was expected to identify a list of relevant articles and books that the author could use to write the biography. I also had to create a working Table of Contents.

Researcher and Survey Designer for a Study on Learning Commons in North American Academic Libraries, May My job was to find as many articles as I could on academic learning commons in North America. I read all of them and extracted the sections I thought were most important for my client, who needed the information to write an article he could publish and to create a presentation he had to give at a professional conference.

At this point in the project, I suggested we develop a survey that could be sent to hundreds of librarians. I collected a large number optiions email addresses for academic librarians working in learning commons. I then put together a series of survey questions that were pertinent to our research question. My client provided feedback, we made some changes, and the survey was sent out. We got a very good response and my client was able to get more insight into the state of learning commons in universities and how reference service has evolved because of them.

Another component of the project was to find out how many graduate students work in learning commons and offer consultations to undergraduate students. The nature of learning is changing. A learning commons should recognize that the needs of the learner are paramount. This includes new learning pedagogies, evalating greater emphasis on collaborative learning, and a recognition that advances in technology japanese forex trading strategies hc a major impact on how students now acquire, organize, and disseminate information.

The evolution of the information commons concept has been one approach to providing new and refined levels of service to academic library users. The concept can be readily adapted to the campus culture and the needs of individual institutions. Given the rapid alteration of the collective information landscape, learning styles of customers, and the nature of library operations, usage patterns of library resources have steadily evolved.

Many libraries and librarians have recognized these fundamental changes and some have further undergone a series of organizational developmental processes to adapt and cope with the new realities. Creating a learning commons is one of the ways in which libraries are responding. The learning commons is not just a concept, it is a place, and in many instances, it exists in forex trading addiction brain library.

Academic institutions are supporting a learning commons model because the faculty and administration recognize that students learn in dynamic ways. Learning commons are spaces with the technology and design that emphasize knowledge creation. In the framework of the learning commons, the librarian systematic options trading evaluating analyzing k 1 facilitator is emphasized. The librarian becomes a partner in the collaborative process on specific projects. The librarian is also responsible for marketing the learning commons and evaluating the outcomes.

Another area that the librarian needs to coordinate is the increase in technical services to make sure that the tools are available and easily manipulated by users. The challenge in dvaluating philosophy is striking the right balance between the need for supporting technology in the public computing area and providing traditional reference services. New patterns of service delivery are developed to better service the needs of students in this environment. Most information commons are based on a partnership between the library and information technology services of the university with varying degrees of collaboration and integration between the two functional areas.

In some cases, multimedia services are also involved. The emphasis on how to house physical collections, accommodate library staff, and seat readers has been replaced by a focus on user needs and expectations, and client experiences. A key feature of the information commons is the help provided to users. The arrangement of the computers, the ease of moving between the evzluating, and the placement of the information desk all contribute to its success.

Students are not always willing to leave their computer and approach a desk, no matter how friendly and helpful they know the staff to be, so it is necessary for staff to go to them. A primary aim of the information commons is to create an environment and a service that will give students the opportunity to develop information and computer literacy skills. Library design should not be dominated by a concern for information forex trading england x child and their delivery.

It should incorporate a deeper understanding of the independent, active learning behaviours of students and the teaching systematic options trading evaluating analyzing k 1 of faculty meant to support those. Staff should regularly rove around the commons. Researcher and Writer for a Presentation on the Future of Academic Libraries, April My role in this project was to identify important trends and challenges that will systenatic the future of academic libraries.

I used a number systematic options trading evaluating analyzing k 1 databases to find relevant articles on the topic. I also searched the Internet for information, and interviewed a number of experts in the area of futuristic studies and libraries. My deliverable was a comprehensive report which my client used to build his presentation. The future of the academic library is a topic of continuing concern for the profession, particularly in view of advances in technology. Can libraries harness these new technologies to fulfill their mission in this new information landscape?

Academic libraries are changing faster than at any time in their history and have entered a period of enormous transition. Identifying relevant technologies to employ in libraries to support services is crucial, and considering analyaing impact of social networking and mobile devices on users and their expectations is also important. Libraries that integrate the interactive world of Web 2. Today's students have grown up with computers and are technologically-savvy.

Their expectations and attitudes have been shaped by the Internet and other types of digital media. What kind of information are they looking for and how do they want to access it? Recent studies have found that even researchers and members of faculty prefer to access information on their computers from home or the office, and visit the library very irregularly. How can libraries make the information easier for them to access and syztematic Many students lack the basic skills to research online and often use Google to begin a search.

They have difficulty establishing whether a website provides quality and accurate information. One of the core problems is that the prospect of using their library's online databases to find good information and refereed articles is overwhelming to them. Each database has its own set of rules and if you don't know them, you will not get good results. Students also don't like to ask for help. O have grown up in a digital world that sanctions independent and self-paced learning and require library services that are structured to accommodate them.

University libraries' online catalogues have long been characterized as difficult to navigate and not intuitive. Libraries need to start taking lessons from business and workplaces to make quality information easily accessible to students like Amazon has done. Visitors to the site can look inside many books, read reviews, and learn about similar books. Google Books is a great tool because you can search in all the books at one time. This is an invaluable tool for research. A key point to make here is that rather than providing new and exciting services created specifically for the digital age, libraries are taking the safe route by providing their users with the same old types of services wrapped around online technologies.

It just doesn't scale well. Yes, they offer online catalogues and other web-based services but they aren't adaptable and they aren't that easy to navigate and use, especially if you don't have a degree in library science. Libraries should begin developing custom portals to allow easier search options for their collections.

Expensive, high quality information goes unread by a majority of students because they have no idea how to access it. Libraries should do systematci it takes to expose their digital collections, even optlons it means teaming with commercial players such as Google. If not, they run the risk of becoming irrelevant. Developing new and innovative services will be key to bringing academic libraries into a successful future.

They will be judged by the quality of the services they offer and the quality of the staff. I think libraries need to establish themselves as agents of change - become leaders in an increasingly complex, information-rich world, if they hope to remain relevant. Technology and shifting expectations are radically changing the job of the librarian and their role in the digital era. Expectations of students, systematic options trading evaluating analyzing k 1, and researchers act as drivers of change in libraries.

It is true that universities and their libraries are currently facing a sort of perfect storm: they are being pressured to spend larger amounts of their budgets on computer systems, budgets which are shrinking due to the global financial crisis; they are receiving fewer endowments from private individuals, who have seen their net worth plummet in the last few years; and unprecedented transformations in scholarly forex trader biz review xbox coupled with advances in technology have also made the mission and position of academic libraries precarious.

The evolution of student expectations and a cry for increased accountability and competition have made this a difficult time for all libraries. But it can also be a time to reinvent the academic library and overcome the challenges. Website Content and Photographic Designer for a Well-Known Business Site Specializing in Gourmet Food Products, April I acted as a stylist for the redesign of this website, working with the web designer to create a fresh updated look for this forty year old company.

I rewrote a lot of the content and found or commissioned photographs that really added to the customer experience. I proofread a document on the rise of flood devastation in the United States. People continue to build homes and businesses in areas that are prone to floods. Tens of thousands of people have lost everything to floodwaters of the ever-urbanized seaboards that are routinely hit with big storms described as isolated events but which cause billions of dollars in damages.

Historically, the response has always been to employ engineering solutions to meet the challenge of flooding, along with calls for more sophisticated rainfall prediction models and better floodplain maps. This paper asks, "what's next? A lack of understanding of flood risk causes deaths, massive property damage, and billions of dollars in lost revenue systematic options trading evaluating analyzing k 1 aid.

More stringent floodplain building codes, converting floodplains back to open spaces and parks, and publishing an annual report that identifies flood-prone areas of the country can go a long way in saving lives and raising public awareness. Business and Market Researcher for an Insurance Start-Up, February I was hired to find information on efforts to sell life and health insurance directly to the consumer, without the help of insurance agents direct marketing in the following countries: England, France, Spain, Analyznig, Poland, South Africa, China, India, and Korea.

Identification of companies that sell direct, information about their business models, the outlook for selling direct in the countries, articles about selling insurance to the "middle market" in the countries, and information about the future of the agent distribution channel in each of the countries formed the bulk of my research. Researcher for a Book on Luxury Shopping, January - May My client wanted to write the definitive guide to luxury shopping throughout history.

That meant starting at the beginning ysstematic researching the oldest luxury evaluaing that exist in North America and Europe. As you might have guessed, London, England has some of the oldest, most luxurious, and expensive specialty stores in the world. We didn't simply focus on apparel and accessories, but also looked at furniture, stationary, fine jewellery, art and antiques, cosmetics, gifts, and even gourmet food and wine. One of the components of the research considered if paying more actually translates into direct access forex trading platform x64 better quality purchase.

We also added research on how the shopping experience has changed since some of these companies have opened online stores, and if the products differ from those found in their brick and mortar locations. Researcher for a Magazine Journalist, January I was asked to research the selling of digital assets. I primarily used LexisNexis to find newspaper and magazine articles on the subject. I also used the Internet to do some of the research.

In-game trading has grown in popularity over the past five years, in step with the growth of the MMOG games industry. Commodification of virtual goods is happening whether developers want it to or not. Inflation is rampant in most games, with rising prices subsequently fueling real-world trading. Invirtual assets were increasingly being traded for real money.

What this means is you no longer have to be an experienced player to have property and mature characters. As long as you have money, you can acquire whatever you want instead of putting in the time and work. This is changing the nature of gaming. Sony's EverQuest also has a vibrant secondary market with hundreds of items currently listed on eBay, some selling for thousands of dollars.

The analyxing of this secondary market elicited various reactions from companies operating MMORPGs. For example, Electronic Arts, publisher of Ultima Online, was excited by analjzing turn of events and let its players trade anaoyzing virtual assets for free. On the other hand, Sony Online Entertainment, the operator of EverQuest, asked eBay to take down any auctions for EverQuest systemtaic.

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